State Super provides information about investment performance for both its member investment choice strategies and its defined benefit strategies across a number of timeframes:
Member investment choice strategies to 31 March 2024
| Financial YTD | 1 yr | 2 yr | 3 yr | 5 yr | 10 yr | |
|---|---|---|---|---|---|---|
| Growth | 9.2% | 12.0% | 7.9% | 7.4% | 7.2% | 7.6% |
| Balanced | 8.4% | 10.4% | 7.2% | 6.4% | 5.9% | 6.3% |
| Conservative | 7.0% | 8.3% | 6.3% | 5.6% | 4.9% | 5.0% |
| Cash | 3.3% | 4.0% | 3.0% | 2.0% | 1.5% | 1.8% |
If you have investment choice, the choice you make should reflect factors such as how comfortable you feel with the possibility of investment values and returns fluctuating and how long your investment horizon is. You should also take account of where you have invested your non-superannuation savings. You may need financial planning advice before making a decision about your superannuation.
Defined benefit strategies to 31 March 2024
| Financial YTD | 1 y | 2 yr | 3 yr | 5 yr | 10 yr | |
|---|---|---|---|---|---|---|
| Trustee Selection* | 7.9% | 10.2% | 6.8% | 6.8% | 6.9% | 7.3% |
| University Conservative Diversified** | 0.0% | 0.0% | 0.0% | 0.0% | 1.0% | N/A |
| University Cash** | 2.9% | 3.6% | 2.7% | 1.8% | 1.3% | N/A |
*Prior to February 2015 the current Trustee Selection and Growth Strategies were combined as one Growth Strategy. All historical reporting for both the Trustee Selection and Growth Strategies use pre February 2015 Growth Strategy returns.
**The University Conservative Diversified and University Cash Strategies were introduced in October 2014. Reporting will only take into account part of the 2014–15 financial year. Additionally, the other longer term rates reported will not be included for each of the strategies until such time that the strategy has been available for that time period. Note that the University Conservative Diversified Option closed on 28 February 2021.
Important information for members about the investment returns for the Trustee Selection and Growth Strategies
The Growth and Trustee Selection Strategies were created to allow the Trustee more flexibility to closely tailor the two strategies to suit the expectations and differing requirements of members and employers. Whilst the two strategies are similar in terms of their risk and return characteristics there will be fluctuations in returns, especially in the short term as a result of differences in specific manager performances, but also over the longer term horizon as the Trustee further tailors these portfolios for the specific member and employer needs.
Past investment performance is no indication or guarantee of future investment performance.
The above two investment performance tables provide information about how the Pooled Fund investment strategies have performed over time. The crediting rates shown above have been rounded to one decimal point and are shown as an annual rate. Actual crediting rates are declared monthly to four decimal places. The annual rate is the compounded monthly rates.
If you have investment choice, the choice you make should reflect factors such as how comfortable you feel with the possibility of investment values and returns fluctuating and how long your investment horizon is. You should also take account of where you have invested your non-superannuation savings. You may need financial planning advice before making a decision about your superannuation.
Monthly declared rates for the last 12 months (graph)
Important information for members about the investment returns for the Trustee Selection and Growth Strategies
The Growth and Trustee Selection Strategies were created to allow the Trustee more flexibility to closely tailor the two strategies to suit the expectations and differing requirements of members and employers. Whilst the two strategies are similar in terms of their risk and return characteristics there will be fluctuations in returns, especially in the short term as a result of differences in specific manager performances, but also over the longer term horizon as the Trustee further tailors these portfolios for the specific member and employer needs.
Past investment performance is no indication of guarantee of future investment performance.
The above two investment performance tables and graphs provide information about how the Pooled Fund investment strategies have performed over time. The crediting rates shown above have been rounded to one decimal point and are shown as an annual rate. Actual crediting rates are declared monthly to four decimal places. The annual rate is the compounded monthly rates.
If you have investment choice, the choice you make should reflect factors such as how comfortable you feel with the possibility of investment values and returns fluctuating and how long your investment horizon is. You should also take account of where you have invested your non-superannuation savings. You may need financial planning advice before making a decision about your superannuation.
Declared rates over the last 10 financial years ending 30 June (graph)
Important information for members about the investment returns for the Trustee Selection and Growth Strategies
The Growth and Trustee Selection Strategies were created to allow the Trustee more flexibility to closely tailor the two strategies to suit the expectations and differing requirements of members and employers. Whilst the two strategies are similar in terms of their risk and return characteristics there will be fluctuations in returns, especially in the short term as a result of differences in specific manager performances, but also over the longer term horizon as the Trustee further tailors these portfolios for the specific member and employer needs. Past investment performance is no indication of guarantee of future investment performance. The above two investment performance tables and graphs provide information about how the Pooled Fund investment strategies have performed over time. The crediting rates shown above have been rounded to one decimal point and are shown as an annual rate. Actual crediting rates are declared monthly to four decimal places. The annual rate is the compounded monthly rates.