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What option best describes your membership?
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I'm a Police Service member entitled to a pension
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  • PSS
  • Deferred Members

Deferred Members

Instead of receiving a withdrawal benefit that is immediately available on resignation or dismissal, you may choose to leave your entitlement in PSS and receive the benefit later.

If you choose to defer (i.e. leave your benefit in the scheme), it can be paid later as a lump sum.

Why have a deferred option?

The deferred benefit is generally of greater value than a benefit immediately available as it will include the employer-financed benefits accrued during your service.

How your benefit is invested
Did you know your employer-financed benefit is adjusted in accordance with movements in the Consumer Price Index (CPI).
Accessing your benefit
Find out about accessing your benefit at different ages and under different circumstances and what it means for the actual benefit you receive.
When a deferred member dies
Find out what happens to a member's benefit in the event of their death.
Taxation
Benefits paid before age 60 are subject to Commonwealth benefits or income tax but if paid after they are tax-free and not assessable for income tax purposes.
Senior Executive Service Members
Get information on contributions, calculating your superable salary and on costs if you are a member of the Chief Executive Service (CES) or Senior Executive Service (SES).
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In this section
  • Overview
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    • Exchanging your pension for a lump sum
    • Debts affecting your benefit
    • Preservation rules
    • Taxation
    • Request a Benefit Estimate
  • Deferred Members
    • How your benefit is invested
    • Accessing your benefit
    • When a deferred member dies
    • Taxation
    • Senior Executive Service Members
  • Investments
  • Advice
Key documents
FACT SHEET 11 - Medical discharge benefit for members of Police force (s.8/s. 10B(1))
[128.1 KB]
FACT SHEET 12 - Medical discharge benefit for a FORMER member of Police force (s.10B(2))
[167.1 KB]
PSS Forms & factsheets
Related links
  • Have you tried our salary sacrifice calculator?
  • Planning your retirement
  • Our PSS dictionary
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