As a member of the State Superannuation Scheme (SSS), your contributions are deducted from your salary each pay day by your employer and forwarded to the scheme, where they are credited to your personal account.

Contributions can be made from your after-tax salary or, with your employer's agreement, your before-tax salary.

Your contributions to SSS may be deferred in certain circumstances but they cannot be waived. Deferment of contributions while on leave without pay is only permitted in special circumstances such as financial hardship.

You may contribute to SSS up to age 70, provided you continue to be employed by a scheme employer and satisfy the Commonwealth Government's work test from age 65 (that is, you worked 40 hours in a 30-day period during a financial year).